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What is an out-of-pocket maximum?
An out-of-pocket maximum is the most you will have to pay to receive covered services in a plan year. After you spend this amount (typically on copays, coinsurance, and/or deductibles), your health plan pays 100% of the cost for covered services. You can reach out to your insurance company to determine your out-of-pocket maximum and how much you have already met in a given year.
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